Home » Law Library Updates » Sarvarthapedia » Business and Industry » Money and Banking » Bank Fixed Deposit Interest Rates in India
The rates are applicable for deposits of below Rs. 1 crore.
As per 1st March 2019
Bank of India
| Investment Period |
FD rates for Regular deposits |
FD rates for Senior Citizen |
| 7 days to 14 days |
5.25% |
5.25% |
| 15 days to 30 days |
5.25% |
5.25% |
| 31 days to 45 days |
5.25% |
5.25% |
| 46 days to 90 days |
5.75% |
5.75% |
| 91 days to 120 days |
6.00% |
6.50% |
| 121 days to 179 days |
6.00% |
6.50% |
| 180 days to 364 days |
6.25% |
6.75% |
| 1 year to 1 year 364 days |
6.65% |
7.15% |
| 2 years to 2 years 364 days |
6.70% |
7.20% |
| 3 years to 7 years 364 days |
6.50% |
7.00% |
| 8 years to 10 years |
6.35% |
6.85% |
HSBC Bank
| Tenure |
FD Rates |
Senior Citizen FD Rates |
| 7 days to 14 days |
3.00% |
3.50% |
| 15 days to 29 days |
3.10% |
3.50% |
| 30 days to 59 days |
3.25% |
3.75% |
| 60 days to 89 days |
4.25% |
4.75% |
| 90 days to 93 days |
5.00% |
5.50% |
| 94 days |
6.00% |
6.50% |
| 95 days to 269 days |
5.00% |
5.50% |
| 270 days to 364 days |
5.00% |
5.50% |
| 365 days |
5.00% |
5.50% |
| 366 days to 399 days |
5.00% |
5.50% |
| 400 days |
6.00% |
6.50% |
| 401 days to 17 months 29 days |
5.00% |
5.50% |
| 731 days to 35 months 29 days |
5.00% |
5.50% |
| 18 months to 730 days |
6.25% |
6.75% |
| 36 months to 47 months 29 days |
5.00% |
5.50% |
SBI
| Investment period |
FD rates for regular deposit |
FD rates for Senior Citizens
|
| 7 days to 45 days |
5.25% |
5.75% |
| 46 days to 179 days |
6.25% |
6.75% |
| 180 days to 210 days |
6.25% |
6.75% |
| 211 days to 364 days |
6.25% |
6.75% |
| 1 year |
6.25% |
6.75% |
| 1 year 1 day to 1 year 364 days |
6.25% |
6.75% |
| 2 years to 10 years |
6.00% |
6.50% |
IDBI Bank
| Tenure |
FD Rates |
Senior Citizen FD Rates |
| 15 days to 30 days |
4.25% |
4.25% |
| 31 days to 45 days |
4.50% |
4.50% |
| 46 days to 60 days |
5.00% |
5.00% |
| 61 days to 90 days |
5.25% |
5.25% |
| 91 days to 6 months |
6.00% |
6.00% |
| 271 days to 364 days |
6.50% |
6.50% |
| 6 months 1 day to 270 days |
6.50% |
6.50% |
| 1 year |
6.75% |
7.25% |
| 1 year 1 day to 2 years |
6.50% |
7.00% |
| 2 years 1 day to 4 years 364 days |
6.25% |
6.75% |
| 5 years to 20 years |
6.00% |
6.50% |
Kotak Mahindra Bank
| Investment Period |
FD rates for Regular deposits |
FD rates for Senior Citizen |
| 7 days to 14 days |
3.50% |
4.00% |
| 15 days to 30 days |
4.00% |
4.50% |
| 31 days to 45 days |
5.00% |
5.50% |
| 46 days to 90 days |
5.40% |
5.90% |
| 91 days to 120 days |
5.60% |
6.10% |
| 121 days to 179 days |
6.00% |
6.50% |
| 180 days |
6.60% |
7.10% |
| 181 days to 364 days |
6.70% |
7.20% |
| 365 days to 389 days |
6.80% |
7.30% |
| 390 days |
6.85% |
7.35% |
| 391 days to 23 months |
6.80% |
7.30% |
| 23 months 1 day to 2 years 364 days |
6.70% |
7.20% |
| 3 years to 4 years 364 days |
6.50% |
7.00% |
| 5 years to 10 years |
6.25% |
6.75% |
Punjab National Bank (PNB)
| Investment Period |
FD rates for Regular deposits |
FD rates for Senior Citizen |
| 7 days to 14 days |
5.70% |
6.20% |
| 15 days to 29 days |
5.70% |
6.20% |
| 30 days to 45 days |
5.70% |
6.20% |
| 46 days to 90 days |
6.35% |
6.85% |
| 91 days to 179 days |
6.35% |
6.85% |
| 180 days to 270 days |
6.35% |
6.85% |
| 271 days to 364 days |
6.35% |
6.85% |
| 1 year |
6.75% |
7.25% |
| 1 year 1 day to 2 years |
6.75% |
7.25% |
| 3 years 1 day to 10 years |
6.25% |
6.75% |
HSBC Bank
| Tenure |
FD Rates |
Senior Citizen FD Rates |
| 7 days to 14 days |
3.00% |
3.50% |
| 15 days to 29 days |
3.10% |
3.50% |
| 30 days to 59 days |
3.25% |
3.75% |
| 60 days to 89 days |
4.25% |
4.75% |
| 90 days to 93 days |
5.00% |
5.50% |
| 94 days |
6.00% |
6.50% |
| 95 days to 269 days |
5.00% |
5.50% |
| 270 days to 364 days |
5.00% |
5.50% |
| 365 days |
5.00% |
5.50% |
| 366 days to 399 days |
5.00% |
5.50% |
| 400 days |
6.00% |
6.50% |
| 401 days to 17 months 29 days |
5.00% |
5.50% |
| 731 days to 35 months 29 days |
5.00% |
5.50% |
| 18 months to 730 days |
6.25% |
6.75% |
| 36 months to 47 months 29 days |
5.00% |
5.50% |
Axis Bank
| Investment period |
FD rates for regular deposit |
FD rates for Senior Citizens |
| 7 days to 29 days |
3.50% |
3.50% |
| 30 days to 45 days |
5.50% |
5.50% |
| 46 days to 89 days |
6.25% |
6.25% |
| 90 days to 119 days |
6.25% |
6.25% |
| 4 months to 179 days |
6.25% |
6.25% |
| 6 months to 8 months 29 days |
6.75% |
7.00% |
| 9 months to 364 days |
7.10% |
7.35% |
| 13 months to 13 months 29 days |
7.35% |
8.00% |
| 14 months to 16 months 29 days |
7.30% |
7.95% |
| 17 months to 17 months 29 days |
7.60% |
8.25% |
Allahabad Bank
| Tenure |
FD Rates |
Senior Citizen FD Rates |
| 7 days to 14 days |
5.00% |
– |
| 15 days to 29 days |
5.00% |
– |
| 30 days to 45 days |
5.25% |
– |
| 46 days to 60 days |
5.50% |
– |
| 61 days to 90 days |
6.00% |
– |
| 91 days to 179 days |
6.25% |
– |
| 180 days to 269 days |
6.50% |
– |
| 270 days to 364 days |
6.50% |
– |
| 1 year to 1 year 11 months 29 days |
6.75% |
– |
| 2 years to 2 years 11 months 29 days |
6.60% |
– |
| 3 years to 4 years 11 months 29 days |
6.50% |
– |
| 5 years to 10 years |
6.50% |
– |
Bank of Baroda
| Tenure |
FD Rates |
Senior Citizen FD Rates |
| 7 days to 14 days |
4.50% |
5.00% |
| 15 days to 45 days |
4.75% |
5.25% |
| 46 days to 90 days |
5.00% |
5.50% |
| 91 days to 180 days |
5.75% |
6.25% |
| 181 days to 270 days |
6.50% |
7.00% |
| 271 days to 364 days |
6.50% |
7.00% |
| 1 year |
6.70% |
7.30% |
| 1 year 1 day to 400 days |
6.85% |
7.35% |
| 2 years 1 day to 3 years |
6.70% |
7.20% |
| 3 years 1 day to 10 years |
6.70% |
7.20% |
ICICI Bank
| Investment period |
FD rates for regular deposit |
FD rates for Senior Citizens |
| 7 days to 14 days |
4.00% |
4.50% |
| 15 days to 29 days |
4.25% |
4.75% |
| 30 days to 45 days |
5.50% |
6.00% |
| 46 days to 60 days |
5.75% |
6.25% |
| 61 days to 184 days |
6.00% |
6.50% |
| 185 days to 289 days |
6.25% |
6.75% |
| 290 days to 364 days |
6.50% |
7.00% |
| 1 year to 2 years |
6.75% |
7.25% |
| 2 years 1 day to 5 years |
6.50% |
7.00% |
| 5 years 1 day to 10 years |
6.50% |
7.00% |
