What is general Insurance

An insurance contracts do not cover life risk or life insurance are called general insurance.

💡 General Insurance covers roughly :

1. Motor Insurance
2. Car Insurance
3. Two Wheeler Insurance
4. Commercial Vehicle Insurance
5. Travel Insurance
6. Overseas Travel Insurance
7. Schengen Travel Insurance
8. Student Travel Insurance
9. Senior Citizen Travel Insurance
10. Annual Multi-Trip Insurance
11. Home Insurance
12. Office Insurance
13. Health Insurance
14. Corporate Insurance
15. Fire Insurance
16. Engineering Insurance
17. Marine Insurance
18. Liability Insurance
19. Package Insurance
20. Insurance for SMEs
21. Burglary & Housebreaking
22. Fire Insurance
23. Package Insurance
24. Group Mediclaim Insurance
25. Pradhan Mantri Fasal Bima Yojana

💡 Get the idea : 

1. Accidental bodily injury during the trip.
2. Acute anaesthetic treatment of teeth due to an injury.
3. Compensation for a third party in case involuntarily actions result in someone’s demise, cause someone injury or damage to health or property.
4. Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier.
5. Cost of obtaining a fresh or duplicate passport in case of a lost passport.
6. Emergency expenses made for medical evacuation to India.
7. Emergency medical expenses incurred by or any of family members whilst abroad, for any sudden illness, injury or death.
8. Expenses incurred if a trip is cancelled or interrupted due to the airline, medical, personal employment problems or natural disasters.
9. Expenses incurred if a trip is delayed for more than certain hours due to the airline, medical, personal employment problems or natural disasters.
10. Expenses incurred if someone misses a connecting flight due to a delay of more than 3 hours.
11. Expenses incurred while transporting the insured’s mortal remains back home or towards burial abroad in case of an untimely demise.
12. Facility to provide you emergency cash in case one loses travel funds due to theft.
13. Insurance against burglary in-home, while you are travelling abroad.
14. ​Loss of passport
15. Reimbursement of return ticket fare for a family member visiting you, the insured, if one hospitalised for more than a certain period.
16. Special distress allowance if a plane is hijacked.
17. Trip cancellation & interruption.
18. Total loss of checked-in baggage by a common carrier.