Art. 41
A. GenÂerÂal prinÂciples
I. ConÂdiÂtions of liÂabÂilÂity
1 Any perÂson who unÂlawÂfully causes loss or damÂage to anÂothÂer, whethÂer wilÂfully or negÂliÂgently, is obÂliged to provide comÂpensÂaÂtion.
2 A perÂson who wilÂfully causes loss or damÂage to anÂothÂer in an imÂmorÂal manÂner is likeÂwise obÂliged to provide comÂpensÂaÂtion.
Art. 42
II. DeÂtermÂinÂing the loss or damÂage
1 A perÂson claimÂing damÂages must prove that loss or damÂage ocÂcurred.
2 Where the exÂact value of the loss or damÂage canÂnot be quanÂtiÂfied, the court shall esÂtimÂate the value at its disÂcreÂtion in the light of the norÂmal course of events and the steps taken by the inÂjured party.
3 The costs of treatÂing anÂimÂals kept as pets rather than for inÂvestÂment or comÂmerÂcial purÂposes may be claimed withÂin apÂproÂpriÂate limÂits as a loss even if they exÂceed the value of the anÂimÂal.
Art. 43
III. DeÂtermÂinÂing comÂpensÂaÂtion
1 The court deÂtermÂines the form and exÂtent of the comÂpensÂaÂtion provided for loss or damÂage inÂcurred, with due reÂgard to the cirÂcumÂstances and the deÂgree of culpÂabÂilÂity.
1bis Where an anÂimÂal kept as a pet rather than for inÂvestÂment or comÂmerÂcial purÂposes has been inÂjured or killed, the court may take apÂproÂpriÂate acÂcount of its senÂtiÂmentÂal value to its ownÂer or his deÂpendÂants.
2 Where damÂages are awarÂded in the form of periÂodÂic payÂments, the debtÂor must at the same time post seÂcurÂity.
Art. 44
IV. Grounds for reÂduÂcing comÂpensÂaÂtion
1 Where the inÂjured party conÂsenÂted to the acÂtion which caused the loss or damÂage or cirÂcumÂstances atÂtribÂutÂable to him helped give rise to or comÂpound the loss or damÂage or othÂerÂwise exÂacerÂbated the poÂsÂiÂtion of the party liÂable for it, the court may reÂduce the comÂpensÂaÂtion due or even disÂpense with it enÂtirely.
2The court may also reÂduce the comÂpensÂaÂtion award in cases in which the loss or damÂage was caused neither wilÂfully nor by gross negÂliÂgence and where payÂment of such comÂpensÂaÂtion would leave the liÂable party in finÂanÂcial hardÂship.
Art. 45
V. SpeÂcial cases
1. HomÂicide and perÂsonÂal inÂjury
a. DamÂages for homÂicide
1 In the event of homÂicide, comÂpensÂaÂtion must covÂer all exÂpenses arising and in parÂticÂuÂlar the fuÂnerÂal costs.
2 Where death did not ocÂcur imÂmeÂdiÂately, the comÂpensÂaÂtion must also inÂclude the costs of medÂicÂal treatÂment and losses arising from inÂabÂilÂity to work.
3Where othÂers are deÂprived of their means of supÂport as a resÂult of homÂicide, they must also be comÂpensated for that loss.
Art. 46
b. DamÂages for perÂsonÂal inÂjury
1In the event of perÂsonÂal inÂjury, the vicÂtim is enÂtitled to reÂimÂburseÂment of exÂpenses inÂcurred and to comÂpensÂaÂtion for any total or parÂtial inÂabÂilÂity to work and for any loss of fuÂture earnÂings.
2 Where the conÂsequences of the perÂsonÂal inÂjury canÂnot be asÂsessed with sufÂfiÂcient cerÂtainty at the time the award is made, the court may reÂserve the right to amend the award withÂin two years of the date on which it was made.
Art. 47
c. SatÂisÂfacÂtion
In cases of homÂicide or perÂsonÂal inÂjury, the court may award the vicÂtim of perÂsonÂal inÂjury or the deÂpendÂants of the deÂceased an apÂproÂpriÂate sum by way of satÂisÂfacÂtion.
Art. 48
2. …
Art. 49
3. InÂjury to perÂsonÂalÂity rights
1 Any perÂson whose perÂsonÂalÂity rights are unÂlawÂfully inÂfringed is enÂtitled to a sum of money by way of satÂisÂfacÂtion provided this is jusÂtiÂfied by the serÂiÂousÂness of the inÂfringeÂment and no othÂer amends have been made.
2The court may orÂder that satÂisÂfacÂtion be provided in anÂothÂer manÂner inÂstead of or in adÂdiÂtion to monÂetÂary comÂpensÂaÂtion.
Art. 50
VI. MulÂtiple liÂable parties
1. In tort
1 Where two or more perÂsons have toÂgethÂer caused damÂage, whethÂer as inÂstigÂatÂor, perÂpetÂratÂor or acÂcomÂplice, they are jointly and sevÂerÂally liÂable to the inÂjured party.
2The court deÂtermÂines at its disÂcreÂtion whethÂer and to what exÂtent they have right of reÂcourse against each othÂer.
3 AbetÂtors are liÂable in damÂages only to the exÂtent that they reÂceived a share in the gains or caused loss or damÂage due to their inÂvolveÂment.
Art. 51
2. On difÂferÂent legÂal grounds
1 Where two or more perÂsons are liÂable for the same loss or damÂage on difÂferÂent legÂal grounds, whethÂer unÂder tort law, conÂtract law or by statÂute, the proÂviÂsion govÂernÂing reÂcourse among perÂsons who have jointly caused damÂage is apÂplicÂable muÂtatis mutandis.
2 As a rule, comÂpensÂaÂtion is provided first by those who are liÂable in tort and last by those who are deemed liÂable by statÂutory proÂviÂsion without beÂing at fault or in breach of conÂtracÂtuÂal obÂligÂaÂtion.
Art. 52
VII. Self-deÂfence, neÂcesÂsity, leÂgitÂimÂate use of force
1 Where a perÂson has acÂted in self-deÂfence, he is not liÂable to pay comÂpensÂaÂtion for loss or damÂage caused to the perÂson or propÂerty of the agÂgressor.
2 A perÂson who damÂages the propÂerty of anÂothÂer in orÂder to proÂtect himÂself or anÂothÂer perÂson against imÂminÂent damÂage or danger must pay damÂages at the court’s disÂcreÂtion.
3 A perÂson who uses force to proÂtect his rights is not liÂable in damÂages if in the cirÂcumÂstances the asÂsistÂance of the auÂthorÂitÂies could not have been obÂtained in good time and such use of force was the only means of preÂventÂing the loss of his rights or a sigÂniÂficÂant impairÂment of his abilÂity to exÂerÂcise them.
Art. 53
VIII. ReÂlaÂtionÂship with crimÂinÂal law
1 When deÂtermÂinÂing fault or lack of fault and caÂpaÂcity or inÂcaÂpaÂcity to conÂsent, the court is not bound by the proÂviÂsions govÂernÂing crimÂinÂal caÂpaÂcity nor by any acÂquitÂtal in the crimÂinÂal court.
2 The civil court is likeÂwise not bound by the verÂdict in the crimÂinÂal court when deÂtermÂinÂing fault and asÂsessÂing comÂpensÂaÂtion.
Art. 54
B. LiÂabÂilÂity of perÂsons lackÂing caÂpaÂcity to conÂsent
1 On grounds of equity, the court may also orÂder a perÂson who lacks caÂpaÂcity to conÂsent to provide total or parÂtial comÂpensÂaÂtion for the loss or damÂage he has caused.
2 A perÂson who has temÂporÂarÂily lost his caÂpaÂcity to conÂsent is liÂable for any loss or damÂage caused when in that state unÂless he can prove that said state arose through no fault of his own.
Art. 55
C. LiÂabÂilÂity of emÂployÂers
1 An emÂployÂer is liÂable for the loss or damÂage caused by his emÂployÂees or anÂcilÂlary staff in the perÂformÂance of their work unÂless he proves that he took all due care to avoid a loss or damÂage of this type or that the loss or damÂage would have ocÂcurred even if all due care had been taken.1
2 The emÂployÂer has a right of reÂcourse against the perÂson who caused the loss or damÂage to the exÂtent that such perÂson is liÂable in damÂages.
Art. 56
D. LiÂabÂilÂity for anÂimÂals
I. DamÂages
1In the event of loss or damÂage caused by an anÂimÂal, its keepÂer is liÂable unÂless he proves that in keepÂing and suÂperÂvising the anÂimÂal he took all due care or that the damÂage would have ocÂcurred even if all due care had been taken.
2 He has a right of reÂcourse if the anÂimÂal was proÂvoked either by anÂothÂer perÂson or by an anÂimÂal beÂlongÂing to anÂothÂer perÂson.
3…1
Art. 57
II. Seizure of anÂimÂals
1 A perÂson in posÂsesÂsion of a plot of land is enÂtitled to seize anÂimÂals beÂlongÂing to anÂothÂer which cause damÂage on that land and take them inÂto his cusÂtody as seÂcurÂity for his claim for comÂpensÂaÂtion or even to kill them, where jusÂtiÂfied by the cirÂcumÂstances.
2 He nonÂetheÂless has an obÂligÂaÂtion to noÂtiÂfy the ownÂer of such anÂimÂals without delay or, if the ownÂer is not known to him, to take the neÂcesÂsary steps to trace the ownÂer.
Art. 58
E. LiÂabÂilÂity of propÂerty ownÂers
I. DamÂages
1 The ownÂer of a buildÂing or any othÂer strucÂture is liÂable for any damÂage caused by deÂfects in its conÂstrucÂtion or design or by inÂadÂequate mainÂtenÂance.
2 He has a right of reÂcourse against perÂsons liÂable to him in this reÂgard.
Art. 59
II. Safety measÂures
1 A perÂson who is at risk of sufÂferÂing loss or damÂage due to a buildÂing or strucÂture beÂlongÂing to anÂothÂer may inÂsist that the ownÂer take the neÂcesÂsary steps to avert the danger.
2 OrÂders givÂen by the poÂlice for the proÂtecÂtion of perÂsons and propÂerty are unÂafÂfected.
Art. 59
a
F. LiÂabÂilÂity in reÂspect of crypÂtoÂgraphÂic keys
1 The ownÂer of a crypÂtoÂgraphÂic key used to genÂerÂate elecÂtronÂic sigÂnaÂtures or seals is liÂable to third parties for any loss or damÂage they have suffered as a resÂult of reÂlyÂing on a valÂid cerÂtiÂficÂate isÂsued by a proÂvider of cerÂtiÂficÂaÂtion serÂvices withÂin the meanÂing of the FedÂerÂal Act of 18 March 20162 on ElecÂtronÂic SigÂnaÂtures.
2 The ownÂer is abÂsolved of liÂabÂilÂity if he can satÂisÂfy the court that he took all the seÂcurÂity preÂcauÂtions that could reasÂonÂably be exÂpecÂted in the cirÂcumÂstances to preÂvent misÂuse of the crypÂtoÂgraphÂic key.
3 The FedÂerÂal CounÂcil defines the seÂcurÂity preÂcauÂtions to be taken purÂsuÂant to paraÂgraph 2.
Art. 60
G. Time limÂits
1A claim for damÂages or satÂisÂfacÂtion beÂcomes time-barred one year from the date on which the inÂjured party beÂcame aware of the loss or damÂage and of the idenÂtity of the perÂson liÂable for it but in any event ten years after the date on which the loss or damÂage was caused.
2 However, if the acÂtion for damÂages is deÂrived from an ofÂfence for which crimÂinÂal law enÂvisÂages a longer limÂitÂaÂtion periÂod, that longer periÂod also apÂplies to the civil law claim.
3 Where the tort has givÂen rise to a claim against the inÂjured party, he may reÂfuse to satÂisÂfy the claim even if his own claim in tort is time-barred.
Art. 61
H. LiÂabÂilÂity of civil serÂvants and pubÂlic ofÂfiÂcials
1 The ConÂfedÂerÂaÂtion and the canÂtons may by way of leÂgisÂlaÂtion enÂact proÂviÂsions that deÂviÂate from those of this SecÂtion to govÂern the liÂabÂilÂity of civil serÂvants and pubÂlic ofÂfiÂcials to pay damÂages or satÂisÂfacÂtion for any damÂage they cause in the exÂerÂcise of their duÂties.
2 The proÂviÂsions of this SecÂtion may not, however, be modÂiÂfied by canÂtonÂal leÂgisÂlaÂtion in the case of comÂmerÂcial duÂties perÂformed by civil serÂvants or pubÂlic ofÂfiÂcials.
 SWISS CIVIL CODE: Obligations in Tort(41 – 61)