| Instructions to members of public about CO. OP. HSG. Societies and how to prevent cheating at the time of purchasing flats |
1. VERIFICATION OF OWNERSHIP OF LAND.
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| Ensure from the City Survey office that the developer has been granted the N.O.C and the land is Non-Agricultural (N.A.) |
| Types of land |
Where to verify from |
| BMC Land |
The concerned Ward office |
| Govt. land |
Verification from the Collector’s office |
| MHADA land |
Verification from MHADA, Bandra (E) |
| B.P.T. land |
Estate Manager, Mumbai Port Trust, Ballard Pier |
| Salt land |
Commissioner of Salt, Ballard Pier |
| Trust land |
President of the concerned Trust, and charity Commissioner, Worli |
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| For clear title, 7/12 (Sat Bara) Extract to be verified from the “Talathi” OR “Tahasildar” office.
For Land in Dispute or in legal litigation – approach “Bailiff” or “Arbitrator” from High Court. |
2. N.O.C.’s OF VARIOUS AUTHORITIES
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| Fire Brigade |
Especially for high rise buildings |
| Traffic Dept. |
Mumbai Police. |
| BEST/BSES |
For electricity supply. |
| IAAI |
Building in airport vicinity. |
| Railway |
Near the railway track |
| BMC |
For drainage, water supply, commencement certificate |
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3. TO CHECK THE LEGALITY OF THE CONSTRUCTION
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| Checking of Commencement Certificate or Intimation of Disapproval by the Municipal authorities.
Contact the Builder / Developer for
- Plans submitted by the architect
- Notice in Newspaper for clearance of title of the land
- Certificate from solicitor
- Confirm whether Residential or Commercial
- F.S.I. permitted, and utilized by the builder
- Percentage of reservation made for Government flats or any special category
- Whether covered under Urban Land Ceiling Reservation
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4. ENTERING INTO AGREEMENT
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- The agreement for sale should be properly signed by the concerned parties
- The agreement must be attested by two witnesses
- Only the agreement registered with the Collector will be treated as the “legal document”
- Stamp Duty should be paid only at the Collector’s Office at the time of registration of the agreement
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5. MODE OF PAYMENT
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- Cheque is the safest way of payment.
- If paid by cash, insist on receipt.
- Repayment of loans obtained from the Financial Institutions should be made only to the concerned Institution and not to the builder or developer.
So Here’s wishing you a very happy year ahead, And all the bad luck to the cheats. |
